Group Health Insurance Plans
Group Health Insurance Plans
Group health insurance plans are a type of insurance policy designed to benefit groups of employees. Group health plans cover the cost of healthcare services and products and often include coverage for dental care and vision services.
The benefits of group health plans extend beyond the financial relief they can provide in an emergency; they also provide valuable peace of mind in knowing you’ll have access to quality healthcare services when you need them. Here is a breakdown of the two main categories of group insurance plans.
Cost of Single Coverage Group Health Insurance Plans
| STATE | Employee | Employer | Total |
| Alabama | $1,362 | $4,164 | $5,526 |
| Alaska | $1,286 | $5,813 | $7,099 |
| Arizona | $1,096 | $4,260 | $5,356 |
| Arkansas | $958 | $3,888 | $4,846 |
| California | $1,129 | $4,712 | $5,841 |
| Colorado | $1,244 | $4,604 | $5,848 |
| Connecticut | $1,305 | $4,918 | $6,223 |
| Delaware | $1,237 | $4,908 | $6,145 |
| District of Columbia | $1,197 | $4,900 | $6,097 |
| Florida | $1,394 | $4,373 | $5,767 |
| Georgia | $1,203 | $4,367 | $5,570 |
| Hawaii | $460 | $4,856 | $5,316 |
| Idaho | $1,039 | $3,939 | $4,978 |
| Illinois | $1,306 | $4,820 | $6,126 |
| Indiana | $1,347 | $4,694 | $6,041 |
| Iowa | $1,353 | $4,204 | $5,557 |
| Kansas | $1,072 | $4,293 | $5,365 |
| Kentucky | $1,314 | $4,600 | $5,914 |
| Louisiana | $1,302 | $4,398 | $5,700 |
| Maine | $1,176 | $4,727 | $5,903 |
| Maryland | $1,422 | $4,637 | $6,059 |
| Massachusetts | $1,588 | $4,760 | $6,348 |
| Michigan | $1,315 | $4,295 | $5,610 |
| Minnesota | $1,217 | $4,615 | $5,832 |
| Mississippi | $1,154 | $4,289 | $5,443 |
| Missouri | $1,243 | $4,274 | $5,517 |
| Montana | $1,024 | $4,852 | $5,876 |
| Nebraska | $1,322 | $4,235 | $5,557 |
| Nevada | $1,204 | $4,222 | $5,426 |
| New Hampshire | $1,481 | $4,855 | $6,336 |
| New Jersey | $1,293 | $5,154 | $6,447 |
| New Mexico | $1,354 | $4,371 | $5,725 |
| New York | $1,223 | $5,084 | $6,307 |
| North Carolina | $1,151 | $4,442 | $5,593 |
| North Dakota | $1,136 | $4,385 | $5,521 |
| Ohio | $1,260 | $4,670 | $5,930 |
| Oklahoma | $1,154 | $4,495 | $5,649 |
| Oregon | $914 | $4,793 | $5,707 |
| Pennsylvania | $1,141 | $4,747 | $5,888 |
| Rhode Island | $1,459 | $4,697 | $6,156 |
| South Carolina | $1,332 | $4,518 | $5,850 |
| South Dakota | $1,213 | $4,646 | $5,859 |
| Tennessee | $1,409 | $3,901 | $5,310 |
| Texas | $1,211 | $4,529 | $5,740 |
| Utah | $1,297 | $4,241 | $5,538 |
| Vermont | $1,281 | $4,899 | $6,180 |
| Virginia | $1,296 | $4,126 | $5,422 |
| Washington | $937 | $4,973 | $5,910 |
| West Virginia | $1,297 | $4,852 | $6,149 |
| Wisconsin | $1,257 | $4,611 | $5,868 |
| Wyoming | $1,139 | $4,701 | $5,840 |
Cost of Family Coverage Group Health Insurance Plans
| STATE | Employee | Employer | Total |
| Alabama | $10,074 | $4,278 | $14,352 |
| Alaska | $15,484 | $4,229 | $19,713 |
| Arizona | $10,794 | $4,741 | $15,535 |
| Arkansas | $10,534 | $3,609 | $14,143 |
| California | $12,489 | $4,955 | $17,444 |
| Colorado | $11,430 | $4,502 | $15,932 |
| Connecticut | $14,096 | $4,027 | $18,123 |
| Delaware | $13,305 | $4,209 | $17,514 |
| District of Columbia | $12,715 | $4,324 | $17,039 |
| Florida | $10,700 | $5,215 | $15,915 |
| Georgia | $11,761 | $4,448 | $16,209 |
| Hawaii | $11,621 | $3,227 | $14,848 |
| Idaho | $10,282 | $4,447 | $14,729 |
| Illinois | $12,443 | $4,750 | $17,193 |
| Indiana | $12,747 | $4,476 | $17,223 |
| Iowa | $11,672 | $4,227 | $15,899 |
| Kansas | $11,543 | $4,109 | $15,652 |
| Kentucky | $12,452 | $4,259 | $16,711 |
| Louisiana | $10,874 | $5,054 | $15,928 |
| Maine | $12,420 | $4,094 | $16,514 |
| Maryland | $12,011 | $5,221 | $17,232 |
| Massachusetts | $12,868 | $4,834 | $17,702 |
| Michigan | $11,750 | $3,858 | $15,608 |
| Minnesota | $12,191 | $4,170 | $16,361 |
| Mississippi | $10,414 | $4,678 | $15,092 |
| Missouri | $11,621 | $3,872 | $15,493 |
| Montana | $10,725 | $4,280 | $15,005 |
| Nebraska | $11,754 | $4,385 | $16,139 |
| Nevada | $11,940 | $4,212 | $16,152 |
| New Hampshire | $13,227 | $4,899 | $18,126 |
| New Jersey | $14,833 | $4,310 | $19,143 |
| New Mexico | $11,211 | $4,555 | $15,766 |
| New York | $13,237 | $4,159 | $17,396 |
| North Carolina | $11,563 | $4,647 | $16,210 |
| North Dakota | $11,461 | $3,985 | $15,446 |
| Ohio | $12,402 | $3,572 | $15,974 |
| Oklahoma | $11,671 | $4,609 | $16,280 |
| Oregon | $11,775 | $4,555 | $16,330 |
| Pennsylvania | $12,730 | $4,159 | $16,328 |
| Rhode Island | $11,738 | $4,681 | $16,419 |
| South Carolina | $11,934 | $4,110 | $16,044 |
| South Dakota | $11,622 | $4,730 | $16,352 |
| Tennessee | $11,321 | $5,255 | $16,001 |
| Texas | $12,443 | $5,344 | $16,967 |
| Utah | $11,321 | $4,642 | $15,963 |
| Vermont | $12,443 | $4,216 | $16,659 |
| Virginia | $11,312 | $5,289 | $16,601 |
| Washington | $12,940 | $4,505 | $17,445 |
| West Virginia | $13,214 | $4,219 | $17,433 |
| Wisconsin | $13,418 | $3,791 | $17,209 |
| Wyoming | $12,023 | $4,276 | $16,299 |
Nationally, group health insurance coverage in 2014 cost an average of $5,832 for single coverage and $16,655 for family coverage. The precise price your small business pays for healthcare insurance depends on several factors, such as region and state. Click here to talk to a licensed broker if you are looking for detailed insurance quotes.