Affordable Health Insurance Types and Tips

If you’re lucky enough to have employer-sponsored health insurance, you don’t need to worry about paying the steep health insurance premiums that many others are responsible for. But what happens when you don’t have employer-sponsored insurance and can’t afford the premiums that come with individual health insurance plans?  Fortunately, there are a handful of affordable … Read more

How Much is Individual Health Insurance?

Individual health insurance is a coverage option for those who aren’t eligible for government-run health insurance programs or don’t have access to an employer-sponsored health insurance plan. Costs for individual health insurance vary greatly depending on several factors, including your budget, your needs, your current state of health, and whatever ailments you might expect to … Read more

Benefits of Group Health Insurance Plans for Your Business

group health insurance

Group health insurance plans offer many benefits to the employers and employees that use them. An employer usually offers these policies. Read on to understand more about what group health insurance is and how it benefits businesses. Group Health Insurance: What it is and How it Works Group health insurance plans are generally offered to … Read more

What Do Affordable Care Act Plans Cover?

The Affordable Care Act (ACA) is a federal law that was signed into action in 2010. This comprehensive health program has three main goals: ACA health plans can be purchased from a national marketplace for those who reside in 33 states. Residents of the District of Columbia and the remaining 17 states have separate ACA marketplaces. 10 … Read more

How to Find Affordable Health Insurance

Many people tend to focus on the premium when comparing health insurance plans. However, to find the most worthwhile plan, it’s essential to check the deductible and copay amounts as well. Keep reading to learn everything you need to know about how to find affordable health insurance.  Check Your Options in an Online Marketplace One … Read more

How Much is Family Health Insurance?

Protecting the health and well-being of yourself and your family is essential, but so is avoiding unexpected costs associated with healthcare. If someone in your family has a medical emergency and is uninsured, even minor incidents can end up breaking the bank. Health insurance can keep you, your family, and your wallet healthy. So, how … Read more

What Does Short-Term Health Insurance Cover?

If you have a comprehensive health insurance plan that you can rely on, consider yourself lucky. Since the mid-2010s, enrollment in individual health insurance policies has been on a downward trend. According to recent studies, enrollment in individual health insurance policies declined by 4.3 million as of 2020. Many uninsured Americans may find that short-term … Read more

What Does Private Health Insurance Cover?

If you have health insurance in the United States, you are covered under a public or private plan. Public health insurance plans are government-funded at the federal, state, or local level. They’re highly regulated and must comply with ACA standards. On the other hand, private health insurance plans are provided by private organizations that aren’t … Read more

When to Get Short-Term Health Insurance

short term health insurance

Short-term health insurance plans are meant to bridge the gaps during transitional periods in life. While these plans provide some coverage, they’re often low-cost, low-coverage, and require copayments or deductibles. While they’re not ideal for long-term coverage and usually have nonrenewable coverage dates spanning less than a year, there are some situations in which a … Read more

Medical Indemnity Health Insurance Plans

indemnity health

Indemnity health insurance plans are flexible, fee-for-service plans that allow people to choose the providers and health facilities they want to visit without worrying about whether a specific insurance provider’s network covers them. This type of insurance provides coverage up to a predetermined cost percentage, typically around 80%. These are referred to as ”usual, reasonable, … Read more